Bring near misses to avoid financial meltdowns

Last December, Oleg Rogynskyy, a West Coast-based entrepreneur who runs an artificial intelligence start-up, made a bold decision: He closed his corporate account with Silicon Valley Bank (SVB) after years of custom. The reason? Rogynskyy’s father worked in a Ukrainian bank, which in 1998 went bankrupt. From an early age, he learned to be hypervigilant….

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